Terms & Conditions

Effective Date: 21st September 2024

1. Acceptance of Terms

By accessing or using the website www.stopharassment.info (the “Site”) or engaging the services of SETTLE Y LYF FINANCIAL SERVICES PRIVATE LIMITED (“we,” “us,” or “our”), you agree to be bound by these Terms and Conditions. If you do not agree to these Terms and Conditions, you may not access or use the Site or our services. 

2. Description of Services

We provide consulting and legal assistance services related to loan settlement and credit score improvement. Our services include, but are not limited to:

  • Negotiating with lenders on your behalf
  • Providing legal guidance and representation
  • Assisting with credit repair and improvement strategies
  • Protecting you from harassment and unfair debt collection practices

3. Eligibility

You must be at least 18 years of age and a resident of India to use our services. By using our services, you represent and warrant that you meet these eligibility requirements.

4. Fees and Payment

Our fees for services will be communicated to you during your initial consultation. You agree to pay all fees and charges incurred in connection with our services. We reserve the right to change our fees at any time, but we will provide you with notice of any changes.

5. Confidentiality

We will maintain the confidentiality of all your personal and financial information in accordance with our Privacy Policy. However, we may disclose your information if required by law or to protect our rights or the rights of others.

6. Limitation of Liability

We will provide our services with reasonable care and skill, but we do not guarantee any specific results. We will not be liable for any damages arising from your use of our services, including but not limited to lost profits, lost data, or any other indirect, incidental, or consequential damages.

7. Termination

We may terminate your access to our services at any time for any reason, without notice. You may also terminate your use of our services at any time by notifying us in writing.    

8. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of India. Any disputes arising from these Terms and Conditions shall be subject to the exclusive jurisdiction of the courts in Delhi, India   

9. Changes to These Terms and Conditions

We may update our Terms and Conditions from time to time. We will notify you of any changes by posting the new Terms and Conditions on this page. You are advised to review these Terms and Conditions periodically for any changes. Changes to these Terms and Conditions are effective when they are posted on this page.   

10. Contact Us

If you have any questions about these Terms and Conditions, please contact us: